Understanding Your Pay in 4 and Pay in 7 Options
RMO Payment Services gives you two simple ways to pay: Pay in 4 and Pay in 7.
You can choose weekly, bi-weekly, or monthly payment schedules based on eligibility and your financial preference.
Each purchase is reviewed to determine if it qualifies for Pay in 4 or Pay in 7, based on your account history and membership standing. Membership is required, and some evaluations such as credit checks or payment history reviews may be performed.
As long as your payment agreement is followed, every plan remains interest-free (0% APR) — keeping payments simple and transparent.
Related Articles
How RMO Buy Now, Pay Later Works
Flexible Payments That Fit Your Lifestyle At RMO Payment Services, we believe flexibility should come standard. That’s why we offer Buy Now, Pay Later (BNPL) options designed to give you more control and confidence when making purchases. Whether ...
Increasing Your Buy Now Pay Later Credit Limit
As an RMO member, your Buy Now Pay Later Line of Credit can grow with you. Limit increases are evaluated automatically based on: On-time payment history Account activity Membership standing Credit evaluations when required Consistent, responsible use ...
How to Manage or View Your Buy Now Pay Later Payments
You can easily view and manage all active Buy Now Pay Later plans in your RMO MyRMO portal or MyRMO mobile app. From your dashboard, you can: View your payment schedule See remaining balances Make early payments Track completed purchases Staying on ...
What Happens If I Miss a Payment?
If a Buy Now Pay Later payment is missed, don’t worry — RMO will notify you and provide options to get back on track. Depending on your plan and history: A grace period may apply Late fees or restrictions could occur Future BNPL eligibility may be ...