Is there a deductible for claims?
Eligible plans include a $0 deductible, meaning you won’t have any out-of-pocket costs when filing a covered claim.
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Is there a limit to the number of claims I can file?
Each plan has specific claim limits based on coverage tiers. Refer to your plan details for more information.
How long does it take to process a personal claim?
Most personal claims are reviewed within 1–3 business days after submission. Complex claims or those requiring additional documentation may take slightly longer. You can track your claim’s status anytime through your online MyRMO account or by ...
How do I file a business claim with RMO Protection?
Business claims can be filed through our online claims portal, by phone with a dedicated business specialist, or by securely uploading documents directly for review. Each method is designed to minimize downtime and get your business back on track ...
How soon can my business claim be approved?
Most business claims are reviewed within 1–3 business days. More complex cases—such as equipment or operational claims—may require additional review. Our team will keep you informed at each stage and provide updates directly through your account.
How do I file a personal claim with RMO Protection?
You can file your personal claim online through our secure portal, by phone with a claims specialist, or by using our secure upload option to submit documentation. Each method is fast, simple, and designed to get your protection working for you again ...